A business credit card is a must-have for any startup it helps run your business finances smoothly without worrying about cash flow, While also giving you additional reward points with every purchase you done with a Credit card, Which helps small as well as big startups to save thousands each year.
Table Of Content
- 1 List Of Best Best Business Credit Cards For Indian Startups
- 2 Best For Small Businesses: American Express Blue Business Cash™ Card
- 3 Best For Cash-Backs: Capital One Spark Cash Plus
- 4 Best for Bonus Reward Points: Ink Business Cash Credit Card
- 5 Best For Hotels: AMEX Marriott Bonvoy Buisness Credit Card
- 6 Ink Business Preferred Credit Card
- 7 Final Words
List Of Best Best Business Credit Cards For Indian Startups
Best credit card depends on what you looking for according to your business needs. These are our best pics for small startups looking for their first Business Credit Cards.
Best For Small Businesses: American Express Blue Business Cash™ Card
This card is perfect for small businesses with less than $50,000 spending. You will get 2x reward points on all purchases, also there is no annual fee on the card so you can enjoy all your reward points.
|Up to 2X Reward Rate||2.7% Foreign Transaction Fee|
|No Annual Fee|
Best For Cash-Backs: Capital One Spark Cash Plus
This card comes with a 150$ annual fee which is a drawback of the card. Apart from that the best feature of this card is it dont have any preset spending limit it so it can adapt to your needs based on your spending behavior.
You can also earn 500$ cashback if you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening.
You will also get an unlimited 2% reward point on every purchase you make, and an additional $200 if you spend $200,000 in a year.
|Up to 2X Reward Rate||$150 Annual Fee|
|Extra $200 if $200k spend|
|No Expiry Of Reward Points|
Best for Bonus Reward Points: Ink Business Cash Credit Card
This card comes with no annual fee and ultimate fraud-protecting transactions using real-time fraud monitoring technology, so you won’t be held responsible for unauthorized charges made with your Business Credit card.
You will get $750 after spending $7500 on the first 3 months of account opening, and an extra 5% on all business purchases like office supplies, Internet, phone services you make your first anniversary year.
|No Annual Fee||Requires good credit score|
|Real-time fraud monitoring||Spending Limit On Rewards|
|1.5% Reward Rate|
Best For Hotels: AMEX Marriott Bonvoy Buisness Credit Card
This business credit card comes with a welcome offer, where you can earn 75,000 bonus Marriott Bonvoy points if you spend $3000 in the first 3 months of your account opening. You can also get an additional cashback of $150 on edible purchases in the first 3 months.
This card is best known for spending on hotels, resorts, Gas Stations, and restaurants. You can earn 6x Reward points at hotels. 4x reward points at U.S. restaurants, gas stations.
You will also get a free night award in Marriott Bonvoy after you complete a year with this business credit card, plus an additional free night if you have spent $60,000 in the same year.
Marriott Bonvoy Business American Express Card is the Best Business Credit Cards For Indian Startups if you like to enjoy in hotels and resorts.
|New cardholder bonus offer||$125 Annual Fee|
|6x Reward points|
Ink Business Preferred Credit Card
This business credit card is one of the best for new business owners. It has a welcome offer of 100k bonus points if you spend $15,000 in your first 3 months of account opening, you can redeem it as $1,000 cashback in your statement.
You will also earn 3 reward points per $1 you spend for your travel and selected business categories. Rest you’ll earn 1 point per $1 on other purchases.
Your reward point will be worth 25% more if you redeem for travel through Chase Ultimate Rewards and rewards earned from cashback, travel and gift cards will never expire as long your account is open.
Same like Ink Business Cash Credit Card it also has purchase protection, and a real-time fraud monitoring system to detect any suspicious activity so you won’t be held responsible for any unauthorized charges made with your card.
|3x Point for $1||$95 Annual Fee|
|New cardholder bonus offer|
These are the best business credit cards For small business owners, and small startups In 2022. We have selected the credit card for each category you would need. There is no problem having multiple credit cards if you use them wisely. If you have any questions about these Business credit cards you can ask us in the comments.